New Hire
401(k)
Mass Mutual
1-800-743-5274
Group: Plan 86389-1
www.retiresmart.com
To help you prepare and save for retirement, Legacy Traditional Schools offers a 401(k) plan to eligible employees. You can join the plan after completing 30 days of employment. Legacy will provide a matching contribution, dollar for dollar up to six percent of your salary deferral. After satisfying the service requirement, you are fully vested in the match.
Annual Notice
Revised Summary Plan
Fun Fact Sheet
Participant Fee Disclosure
Basic Life & AD&D
UNUM
866-679-3054
Group: 474330
www.unum.com
Vertex Education provides term life and AD&D of 1x your annual salary up to a maximum of $100,000. This benefit is available at no cost to all full-time employees.
Critical Illness
UNUM
800-635-5597
If you’re diagnosed with a critical illness, the policy pays a lump sum cash benefit to help you pay for out-of-pocket health care expenses such as deductible, coinsurance, copays. Condition include but not limited to:
- Heart attack
- Stroke
- Major Organ failure
- Breast cancer
Dental
Ameritas
800-487-5553
Group: 010-350871-00001
www.ameritas.com
Basic Plan (Plan Summary)
The coverage is available through Ameritas network.
- Preventive care covered 100%
- Fluoride and sealants covered for children ages 13 and under
- $50 deductible for Type 2 and Type 3 services (please refer to the dental summary)
- $1,000 calendar year benefit
Buy Up Plan (Plan Summary)
The coverage is available through Ameritas network.
- Preventive care covered 100%
- Fluoride and sealants covered for children ages 13 and under
- $50 deductible for Type 2 and Type 3 services (please refer to the dental summary)
- $1,500 calendar year benefit
- $2,000 lifetime benefit for orthodontia (adult/child)
Disability (Long-Term)
UNUM
866-679-3054
Group: 0651941
www.unum.com
Long-term disability benefits are payable when you continue to be disabled and unable to return to work. There is a 90-day elimination period before benefits are payable.
- 90-day elimination period
- 50% of your monthly income, up to a maximum of $6,000
- Maximum duration is up to the Social Security normal retirement age
Disability (Short-Term)
UNUM
866-679-3054
Group: 0651941
www.unum.com
If you have an illness or injury that prevents you from working (performing the essential functions of your job) you may qualify for short-term disability (STD). Vertex provides, at no cost to you, STD benefits payable up to 90 days.
- 14-day waiting period
- 60% of your weekly income up to a maximum of $2,000
- Maximum period of 90 days
Employee Assistance Program
Employee Discount – Cyber Security
Sophos Cyber Security
home.sophos.com/en-us/employee.aspx
All employees of Vertex Education and Legacy Traditional Schools can now receive complimentary cybersecurity for their home Macs and PCs.
Employee Network Discounts
Flexible Spending Account (FSA)
Health Equity
866-346-5800
www.healthequity.com
When enrolled in a HMO or PPO heath plan, you are eligible to enroll in a health care FSA. Your pre-tax contributions can be used to pay for healthcare expenses such as medical, dental, vision, prescription drugs.
Health Savings Account (HSA)
Health Equity
866-346-5800
www.healthequity.com
When you enroll in a High Deductible Health Plan (HDHP) Legacy will make a contribution into a Health Saving Account each pay period to offset healthcare expenses, such as deductibles and coinsurance.
Hospital Insurance
UNUM
800-635-5597
Group: R0815670
The Hospital Insurance Plan pays a cash benefit of $1,500 when you’re admitted to the hospital for a covered accident, illness, or childbirth.
Medical (Arizona)
BCBS of Arizona
877-475-8440
Group: 031574
www.azblue.com/individualsandfamilies
See Plan Summaries
Medical HDHP (Nevada)
Medical HMO (Nevada)
Medical PPO (Nevada)
Pharmacy Formulary (Nevada)
Transition of Care Medical (Nevada)
Health Plan of Nevada and Sierra Health
You may need to complete the Transition of Care Request Form to have certain benefits covered and paid by the plan, if you are currently taking medication that requires prior authorization, undergoing a treatment plan, or have surgery scheduled that was approved by Cigna
Vision
EyeMed
866-939-3633
Group: VC-19
eyemed.com/en-us
Vision services are available through the EyeMed network and are available to employees and covered dependents at no additional cost. However, you must make an enrollment election to be eligible for this benefit.
- $10 copay for standard eye exam / $40 copay for contact exam
- $130 allowance for frames or contact lenses
- $25 copay for standard lenses
Voluntary Life
UNUM
866-679-3054
Group: 474330
www.unum.com
Purchase additional coverage for yourself and eligible family members:
- Employee – 5x annual salary up to a maximum of $500,000
- Spouse – up to a maximum of $150,000
- Child – up to $20,000